The fundamental law of budgeting is simple: don't spend more than you make.
Talking Points:
- Break your spending budget into two categories: “Needs” and “Wants”. Then admit that you don’t need your wants.
- Rachel Cruz says, “The purpose of a budget is not to limit your freedom but to give you freedom-with some boundaries in place.
- Over time, keep moving money from the spending category to the saving and giving categories. Budgeting is a spiritual discipline-so keep working at it. Matthew 6:31-33
Discussion:
- Initial reactions to this topic? What jumped out at you?
- Who’s had the biggest influence on you regarding money? How was their influence helped and hurt you?
- Define needs. Define wants. Why is it helpful to discern the difference?
- How have you fooled yourself into categorizing “wants” as “needs” in the past?
- How could financial boundaries actually make you feel more free?
- Read Matthew 6:31-33. What are some examples of other spiritual disciplines Christians practice? How does budgeting fit in this group?
- Is there a step you need to take based on today’s topic?
